Retirement Coaching in The Berkshires

Still working and saving? Transitioning into retirement? Already retired and looking to make the most of your hard work? Our retirement planners can help you at every stage.

Good Retirement Planning Never Stops

When it comes to retirement planning, everyone’s expectations are a little different. To get the most out of your golden years, you’ll need to begin investing sooner rather than later. But how soon should you start? And what kind of retirement will your current assets earn you in the long run? These are questions best answered by a professional financial advisor who can coach you through every step of the retirement planning process.

Berkshire Money Management offers Berkshire County residents comprehensive retirement coaching so your retirement can be exactly what you always hoped it would be. Contact our team today to begin planning for a better financial future.

Retiring in Berkshire County

Planning for retirement means making sure you’re able to supplement your current monthly income with a “retirement salary.” For this reason, planning is different for everyone, with each person’s investment varying based on income, expenses, health, Social Security benefit, and many other financial considerations.

Identifying when you’d like to retire will also impact your planning strategy. The earlier you begin saving, the more likely you’ll be able to stop working when you want. At Berkshire Money Management, our retirement coaching helps you understand your current and future assets for the best financial planning. Our advisors will help you navigate the following materials:

  • Debt vs. asset analysis
  • Total income earned for retirement
  • Retirement income assessment and calculation
  • Current vs. retirement expenses analysis
  • Rate of return on investments (ROI)
  • Current and future tax considerations
  • Benefits (Social Security, Medicaid, Medicare, etc.)

Allow our team to help you retire when you want with the assets that you need for the retirement you deserve. Your Berkshire County retirement starts with the advisors at Berkshire Money Management — get started on your planning today!

Retirement Benefits to Consider

If you’re like most retirees, one of the main sources of your future income will be the 401(k), 403(b), or other employer-sponsored retirement plan you’ve earned through years of hard work at your current job. You may have a target retirement date in mind, but there can be many confusing income options and tax implications surrounding benefits and pensions, and it can be hard for retirees to know how to make the most of their available retirement plans. Berkshire Money Management can work with you to help find the right option so that you can maximize your income for the financially stable retirement that you deserve.

In addition to your retirement and/or pension income, you’ll need to begin planning for health care and Social Security benefits. This can be a major source of stress for future retirees.

Whether you need help understanding your Medicare eligibility, navigating the enrollment process, or knowing the best Social Security strategy for your situation, Berkshire Money Management has you covered. Our knowledgeable team will help you understand all aspects of your retirement so your post-employment years can be as vibrant and enjoyable as possible.

Find out how our retirement coaching can help you by contacting our team today.

Retirement Planning in The Berkshires with Berkshire Money Management

Berkshire Money Management has proudly served Berkshire County for nearly two decades, offering our services in Dalton, Great Barrington, Lenox, Northampton, Pittsfield, Williamstown, and the surrounding areas of western Massachusetts, including Albany and Hudson Valley.

Our team will give you the advice you need to invest properly and have the best retirement possible. Contact our team today to find out what your retirement could be like!