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The Extra Mile

Zack Marcotte, Financial Advisor

A client told me he had recently changed jobs and asked if I would roll over his 401(k)—into an existing Roth account. I asked if he knew whether his original 401(k) had been a traditional, or a Roth. Was he sure?


Peter Coughlin, Executive Director

Two of our clients, a husband and wife on the West Coast, are successful entrepreneurs raising three beautiful children. Their oldest child is a freshman in high school and an elite athlete, traveling the United States and Canada playing hockey.

Scott C. Little, Vice President, Berkshire Money Management

Scott C. Little, Vice President

Last Thanksgiving, a client emailed me, asking to transfer funds to another account of hers—electronically. But we can’t do that by email. So, I let her know I’d need to call her.


Insights & Advice

Negotiating the market in a pandemic

Dalton, Mass. — I made a couple more trades in my portfolio last week, so I wanted to dedicate the bulk of today’s column to keeping you in the know. A couple of my put/call hedged strategies reached a hair’s breadth of achieving their maximum return cap. The way these things work, as the prices go higher, the potential downside is reset. While the downside protection remains from the starting point of the ETFs’ anniversary date, you could “lose” the appreciation you had made up until that point. That was wonky. Let me rephrase. I invested in some things that could…


Markets are in a tug of war

The number of COVID-19 cases and deaths are surging way beyond the totals earlier in the year. That promises tough going for the economy over the next two quarters. On the other hand, two highly effective coronavirus vaccines have been announced, but won’t be widely distributed until next year. In the middle sits the stock market. What are investors to do? We know that financial markets are discounting mechanisms that cause investors to buy or sell stocks based on what may happen in 6 to9 months from now. At that time, so the story goes, at least two vaccines will…


The rise of RCEP

The Regional Comprehensive Economics Partnership (RCEP) is a trade pact that could change the global trade equation over the next decade. It is an example of multilateralism and free trade that could leave the United States in the dust. The 15 nations that comprise RCEP represent about one third of the world’s population (2.2 billion people), and 29% of global gross domestic product.  The partnership is made up of ten Southeast Asian countries, as well as South Korea, China, Japan, Australia, and New Zealand. The RCEP is officially the world’s largest trading bloc. What makes this trade deal noteworthy, apart…


Current News: November 30, 2020 Medicine Monday

Dalton, Mass. — On Monday, Nov. 9, Pfizer announced results regarding its COVID-19 vaccine. The Monday after that, Moderna reported good news regarding its own vaccine. Then AstraZeneca came out with more coronavirus vaccine news on Monday, Nov. 23. This column will be published Monday, Nov. 30. Who knows what new medical news we might receive that day? We will get past the shutdowns and the social distancing that crushed the global economy earlier this year. I’ve said all along that the pandemic is driving the timeline of the economic recovery. That remains true. Is this good news already priced into...

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