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The Extra Mile

Zack Marcotte, Financial Advisor

A client told me he had recently changed jobs and asked if I would roll over his 401(k)—into an existing Roth account. I asked if he knew whether his original 401(k) had been a traditional, or a Roth. Was he sure?


Peter Coughlin, Executive Director

Two of our clients, a husband and wife on the West Coast, are successful entrepreneurs raising three beautiful children. Their oldest child is a freshman in high school and an elite athlete, traveling the United States and Canada playing hockey.

Scott C. Little, Vice President, Berkshire Money Management

Scott C. Little, Vice President

Last Thanksgiving, a client emailed me, asking to transfer funds to another account of hers—electronically. But we can’t do that by email. So, I let her know I’d need to call her.


Insights & Advice

Riding the Blue Wave

Dalton, Mass. — A few weeks ago, I vetted the probabilities of how the upcoming U.S. presidential election could play out. The most likely scenario was that Vice President Biden would win the White House and Congress would stay the same (Republican Senate and Democratic House). The third most likely scenario was the proverbial “blue wave,” in which Biden wins, the Democrats keep the House and take the Senate. Online betting odds suggest that a blue wave is more likely than I had considered at the end of September. Those odds say that there is a 60 percent chance of a…


Investors reduce risk as stimulus talks fail

Hope springs eternal, but even the most strident bulls threw in the towel this week. American politics took precedence over the country’s economic well-being once again, as both political parties refused to compromise on a stimulus deal. But it wasn’t only politics that spooked investors. Across the Atlantic, investors watched as COVID-19 outbreaks escalated across Europe. Germany, Austria, the Czech Republic, and Italy reported new records in infections, while France announced a curfew in order to stem their own skyrocketing cases. In the U.K., Londoners are now banned from mixing with other households indoors. In this country, despite denials by…


China leads global economic recovery

There is a saying on Wall Street, “first in, first out,” which aptly describes the experience of the world’s second-largest economy this year. The coronavirus was spawned in Wuhan, China late last year, but thanks to the country’s quick response, China has sprung back stronger than ever. By almost any economic measure, China has not only managed to avoid a recession this year, but will actually see its GDP grow by 1.6% in 2020.  To put that growth in perspective, the world’s economy is expected to decline by 4.4% this year. The startling Chinese recovery in the face of ongoing…


Current News: October 19, 2020 Few businesses sell

The goal for many business owners is to sell their company and retire with confidence. If that wasn’t a consideration of yours last year, it might be today. According to a Baker Tilly survey, as a result of the pandemic, 31 percent of business owners will accelerate their sale to a nonfamily buyer, and 24 percent will accelerate ownership to the next generation. Some readers probably won’t quickly sell their company, because they have failed to take the critical steps necessary to make it transferable. Selling isn’t enough — you need to attain maximum value first. Surveys by the Exit...

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