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The Extra Mile

Zack Marcotte, Financial Advisor

A client told me he had recently changed jobs and asked if I would roll over his 401(k)—into an existing Roth account. I asked if he knew whether his original 401(k) had been a traditional, or a Roth. Was he sure?


Peter Coughlin, Executive Director

Two of our clients, a husband and wife on the West Coast, are successful entrepreneurs raising three beautiful children. Their oldest child is a freshman in high school and an elite athlete, traveling the United States and Canada playing hockey.

Scott C. Little, Vice President, Berkshire Money Management

Scott C. Little, Vice President

Last Thanksgiving, a client emailed me, asking to transfer funds to another account of hers—electronically. But we can’t do that by email. So, I let her know I’d need to call her.


Insights & Advice

Sick of Election Day

Dalton — Let’s talk about when we might get a coronavirus vaccine, since that seems to be the best pathway to economic growth. There have been 6.8 million confirmed cases of COVID-19 in the U.S. and 31.1 million worldwide, with a mortality rate of about 3%. While it appears as if the virus has hits a peak in terms new daily infection rates (so long as we don’t get the dreaded “second wave”), the economy remains burdened by forced business shutdowns aimed to keep us socially distanced. The recent correction notwithstanding, one of the reasons the stock market has performed so…


Mind Your Business: Sell-and-stay

Do you want to get paid a bunch of money to sell your company but don’t want to stop working yet? A sell-and-stay strategy can help you monetize your lifelong work while allowing you to focus on the part of your job that you enjoy. A sell-and-stay strategy is a transaction that looks like a merger crossed with an outright transaction. It involves the seller getting paid upfront, instead of exercising a more conventional “earn-out,” which forces the seller to take on some payment risk. Instead of the owner walking away, she sticks around and gets paid as an employee…


Investors face a roller coaster ride

Volatility returned to the stock market this week as the level of uncertainty increased on several fronts.  Unfortunately, there won’t be any definitive answers to what concerns investors for at least two months. It is September, after all, and this month is notorious for inflicting pain on investors. Historically, October is not much better, and in a presidential election year it can be worse.  While the financial media will provide their thoughts on just why stocks drop or rise on any given day, it is not much use to you. The real reason for “why” will only be known after…


Current News: September 24, 2020 Back to the future in America’s kitchens

Whether it is recipes, groceries, home gardens, grilling, pots and pans or online cooking classes, Americans have rediscovered the kitchen, thanks to COVID-19. Where once an occasional meal at home, or a single-serve dish for the kid’s lunch was sufficient, times have changed. Home cooking has become a bigger business. Americans are cooking more and throwing out less food, according to the Food Marketing Institute, an organization that tracks grocery shopping trends. They saw a 40% uptick in home-cooked meals, and a 27% increase in those who were planning more meals in advance in 2020. However, cooking at home, many...

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