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The Extra Mile

Zack Marcotte, Financial Advisor

A client told me he had recently changed jobs and asked if I would roll over his 401(k)—into an existing Roth account. I asked if he knew whether his original 401(k) had been a traditional, or a Roth. Was he sure?


Peter Coughlin, Executive Director

Two of our clients, a husband and wife on the West Coast, are successful entrepreneurs raising three beautiful children. Their oldest child is a freshman in high school and an elite athlete, traveling the United States and Canada playing hockey.


Scott C. Little, Vice President

Last Thanksgiving, a client emailed me, asking to transfer funds to another account of hers—electronically. But we can’t do that by email. So, I let her know I’d need to call her.


Insights & Advice

Dropping out of emerging markets

When I make trades in my investment portfolios, I like to keep you informed. Not that you should do what I do. I mean, what I do in my portfolio or portfolios of clients may not represent your objectives. But you can use it as a guideline for what you are trying to accomplish. On Friday, October 8, 2021, I sold our position in the Innovator exchange-traded fund (ETF) MSCI Emerging Markets Power Buffer (symbol: EJAN). EJAN is a hedged investment that tracks the performance of Emerging Market stocks (EM). We also sold various non-hedged EM positions, which, aggregately, were…


Markets snap out of their downtrend

It appears that we have established a range in the stock market over the last few weeks. The bears have not seen their worst predictions come true. My hope is that we leave this month where we entered it. September 2021 was treacherous. Bears were calling for a 10% correction at a minimum. Bulls, already on the back foot after witnessing a 5% pullback in the indexes, insisted we had seen the lows. Since then, we had been bouncing back and forth in a range. This week, however, appears to be a game changer. We have not re-tested the lows…


Barbie gets better with age

Despite this new age of video games, electronic toys, and diminishing attention spans, children are returning to a toy that is almost as old as me. Mattel’s Barbie doll is back and at the top of many holiday shopping lists. Some of the credit for Barbie’s new-found popularity can be attributed to the pandemic. The lockdowns and the subsequent search for things to keep children occupied had mothers remembering their own fascination with all-things Barbie.  Buying a Barbie, however (at least until recently), had parents wrestling with several negative stereotypes. Leading the list was the doll’s image of a whites-only…


Current News: October 21, 2021 The Fed’s key inflation gauge

Inflation is worrying investors. Every new data point seems to be heightening their anxiety.  Oil and other commodities are raging higher. The rate of wage increases is also climbing, but the most important variable the Fed is watching is about to move higher. Housing and/or home ownership is one of the most important components of the U.S. economy. However, housing prices per se are not included in the Consumer Price Index (CPI). Instead, the CPI measures the cost of shelter, which is broken down between actual rents paid and the Owners’ Equivalent Rent or OER. OER is the amount of...

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