Should Colleges be free, Part III

College tuition hurts those who need higher education the most– lower-income students. Back in your parent’s era, that may not have been much of a problem thanks to a growing middle class. But in America today, the middle class is disappearing, leaving more of us than ever facing impossible future tuition costs for our children.

By Bill Schmick
February 24, 2012

Read More
Should College be Free, Part II

My last column ended with two questions: “Does a high school education prepare our youth to enter the work force, escape poverty and become productive citizen of the economy?”

By Bill Schmick
February 17, 2012

Read More
Should College be free?

It is a debate that has occupied this country for years. Should college be free to all Americans or should we continue to pay for it? Those in favor argue it is one of our inalienable rights. Those oppose say college is a privilege to be earned and paid for in order for it to…

By Bill Schmick
February 9, 2012

Read More
Why everyone should have a will

Why everyone should have a will “I’m not old enough to worry about a will,” said one of my clients recently. Looking at him, you might agree, At 25, he is as healthy as the horses he shoes. As a Ferrier with his own business, he works hard and plays hard. Life is his oyster…

By Bill Schmick
December 16, 2011

Read More
Buying vs renting
Is a house always a good investment?

Now don’t get me wrong. I’m not bashing the American nest egg. A home is a fine thing to own. It provides shelter, solace, comfort and proof that you’re “Living the Dream” but as an investment vehicle it just doesn’t make the grade. We were told “you can’t go wrong by buying a home.” You…

By Bill Schmick
July 31, 2008

Read More
Structured Products, represented by smiling women eating cake
Structured Products: You Can Have Your Cake and Eat It Too–Almost

This column is for the risk adverse among us, especially those who would like to be in the stock market but may be afraid of loosing your shirt (or blouse). An investment vehicle in the United States, called Structured Products, could be the right prescription for you.

By Bill Schmick
July 31, 2008

Read More