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Insights & Advice

BMM ArticlesA Wealth of KnowledgeVideo GalleryThe Retired Advisorwith Bill Schmick

Tag: CARES Act

Our hospitals are in trouble

April 22, 2021April 22, 2021 by Bill Schmick

COVID-19 effectively put a halt to most elective surgeries. As the nation gets vaccinated, however, medical authorities have given the all-clear to a resume those surgeries. But will patients come back? The answer to that question is important to the nation’s hospitals, whose bottom line has suffered as much as, or even more than, most of their patients. Last year, hospitals were forced to shut down surgery in order to create capacity for skyrocketing cases of the coronavirus. But even after beds opened up again (as a result of the reduction in new, serious Covid-19 cases), most patients are still…

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Tax Tips for Charitable Donations

January 22, 2021January 22, 2021 by Kimberly Campagna

Charitable giving is a great way to support the causes you care about while also getting a tax break. In 2020, Congress passed the Coronavirus Aid Relief and Economic Security (CARES) Act, which incentivized charitable giving by offering new rules for charitable deductions. As we move into the new year, now is the time to make sure you’re making your 2020 deductions properly and planning for your 2021 charitable giving. Here’s what you need to know:   2020 Tax Moves The CARES Act temporarily changed some of the rules around tax deductions for charitable giving in 2020 to encourage people…

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Why now is the BEST time to make payments on your student loans

July 21, 2020July 21, 2020 by Zack Marcotte

In brief: The CARES Act, enacted on March 27, 2020, provided federal student loan relief Federal student Loans have a 0% interest rate from March 13 through September 30 Federal student Loan payments are suspended Defaulted federal loans will not go into collections If you have student loans, you may have noticed that automatic payments made towards your federal student loans have stopped. This is because of the CARES Act, passed on March 27, 2020. The CARES Act is a stimulus package created to provide relief in response to the COVID-19 crisis. The Act created programs for both individuals and…

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IRS lets you save on taxes

July 1, 2020July 1, 2020 by Allen Harris

(Note: The following is only important to you if you had to take a required minimum distribution, or RMD, in 2020. If that’s not you, save yourself 70 seconds and skip this first section). Dalton — My April 8, 2020, column shared with readers some actions they could take to benefit from the CARES Act. Today, let’s revisit an update to the Act. The information in that column included: Required minimum distributions are waived in 2020. If you’ve already taken RMDs this year, under certain conditions, you can return it. Today let’s look at an update to the CARES Act. On June 23, the…

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Your company’s comeback plan

May 11, 2020June 23, 2020 by Allen Harris

Shutting down your business due to the COVID-19 pandemic was difficult; reactivating it will be even harder. There are ways to do it so that you can cut costs dramatically. However, if you fail to adjust to a new normal, word is going to get around that your place of business is unsafe and your competition could take your sales. You want to flip that script. Your customers will be demanding visible steps that you are protecting them and your employees. To reopen your business successfully, you must build trust by exhibiting hyper-hygiene, providing protective equipment — like masks and…

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