When should you file for Social Security benefits?

Many of us yearn for the day we can retire and live the good life. However, too many Americans plan to retire at age 62 simply because that is when they become eligible to collect Social Security. That might not be a good idea in the majority of cases.

By Bill Schmick
May 1, 2014

Read More
Why everyone should have a will

Why everyone should have a will “I’m not old enough to worry about a will,” said one of my clients recently. Looking at him, you might agree, At 25, he is as healthy as the horses he shoes. As a Ferrier with his own business, he works hard and plays hard. Life is his oyster…

By Bill Schmick
December 16, 2011

Read More
Structured Products, represented by smiling women eating cake
Structured Products: You Can Have Your Cake and Eat It Too–Almost

This column is for the risk adverse among us, especially those who would like to be in the stock market but may be afraid of loosing your shirt (or blouse). An investment vehicle in the United States, called Structured Products, could be the right prescription for you.

By Bill Schmick
July 31, 2008

Read More