Privacy Notice

FACTS

WHAT DOES BERKSHIRE MONEY MANAGEMENT DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Account Balances
  • Transaction History and Risk Tolerance
  • Retirement Assets and Wire Transfer Instructions

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Berkshire Money Managment chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Berkshire Money Management share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 YES NO
For our marketing purposes—
to offer our products and services to you		 NO WE DO NOT SHARE
For joint marketing with other financial companies NO WE DO NOT SHARE
For our affiliates’ everyday business purposes—
information about your transactions and experiences		 NO WE DO NOT SHARE
For our affiliates’ everyday business purposes—
information about your creditworthiness		 NO WE DO NOT SHARE
For nonaffiliates to market to you NO WE DO NOT SHARE

Questions?

Call 888-232-6072 or go to www.berkshiremm.com

Who we are

Who is providing this notice?

Berkshire Money Management, 161 Main Street, Dalton, MA 01226

What we do

How does Berkshire Money Management protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Berkshire Money Management collect my personal information?

We collect your personal information, for example, when you

  • Open an account or enter into an Investment Advisory Contract
  • Tell us where to send the money
  • Give us your contact information
  • Seek advice about your investments

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Berkshire Money Management has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Berkshire Money Management does not share with nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Berkshire Money Management does not participate in joint marketing