Spam emails, texts, and calls – we all get them. The offerings are usually too good to be true: a free cruise, an inheritance from a long-lost aunt, a free iPhone. Who wouldn’t want to be the lucky winner? And that’s exactly what hackers bank on. Scams are effective because they prey upon people’s desires: the desire to win the desire to have more and even the desire to be needed. That’s why hackers will often impersonate people we know, emailing us with an urgent need for us to call them, send them money, or help them with an immediate…