WEBVTT

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We have plenty of clients who come to us. The first question

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I ask them is,

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"How's work going?" "Ugh, I would leave tomorrow if I could." We might be working with a couple

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where one spouse has a job that is, stressing them out, causing them to be very unhappy, perhaps even

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affecting their physical

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health. They want to pull

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the trigger, walk away from their

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nine-to-five, get into their next

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phase of life, but they don't wanna do so with this anxiety of are they gonna run out, of money

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in retirement?

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"All right, let's explore that. Like, let's figure that out." The first thing to do is listen, just find out

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what drives them, how those decisions are made, what's important to them. As a financial planner, we can go through

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the planning process to establish their

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plan, talk about their goals and the things they wanna do. They want us to

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run the numbers, have conversations with

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them, show them how they can replace their paycheck and live happily ever after in their second

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stage. We try to inform the data and inform all the analysis we do with the values that they bring

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to the table and

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what's important to them, whether it be their family or changing

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a job. Every year is different for people once they retire.

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Um, it's not just a straight line textbook that you need X amount every month, and

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that's what you take. Each year is different. As they retire and they need Medicare advice, they need Social Security,

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uh, advice,

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they need estate planning, they

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need entity selection. I think it's important for us to encourage them to

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enjoy their life,

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um, use what they've

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saved and

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earned, um, provide for their family and take

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trips and do what they enjoy

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doing, um, with the money that they've saved. I'm able to make

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sure that they can retire and make that decision to do the things they wanna do.

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So in that sense, I'm able to give them permission to be able to retire and leave the job that's

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been making them so unhappy.