Prepare for a lecture. I assure you, its tough love—well, maybe lighter on the tough and heavier on the aggravating. I’m in the business of managing money. And when I see someone doing it wrong, l lack an appropriate level of social tact in expressing my frustration.
So I’ll tell it to you straight—stop getting tax refund checks!
By no longer getting a tax refund check, your annual income will actually increase.